The Executive Director of the Joint United Nations Programme on HIV/AIDS (UNAIDS), Winnie Byanyima, has warned that the United States’ planned withdrawal of HIV/AIDS funding from South Africa could cost lives and undermine decades of progress in the fight against the disease.

Speaking ahead of a high-level United Nations meeting on HIV/AIDS, Ms Byanyima urged Washington to reconsider the decision and adopt a gradual transition plan to prevent disruptions to critical HIV services.

South Africa carries the world’s largest HIV burden, with about eight million people living with the virus. While the country funds most of its treatment programme, US support has remained crucial for prevention services, testing programmes and healthcare workers serving vulnerable communities.

Ms Byanyima said the funding cuts would have serious consequences for people who rely on these services.

“Taking it away is taking away life-saving support from the most vulnerable people,” she said.

Describing the move as “sad”, the UNAIDS chief warned that broader reductions in global aid funding were already affecting HIV prevention and treatment efforts in several countries.

She noted that the US President’s Emergency Plan for AIDS Relief (PEPFAR) contributes more than $400 million annually to South Africa’s HIV response, accounting for up to 17 per cent of the country’s HIV funding.

According to her, the programme has played a critical role in supporting testing, prevention and community-based healthcare services, particularly among populations at higher risk of infection.

Funding withdrawal

The warning comes days after the Trump administration announced plans to begin a phased withdrawal of HIV/AIDS funding to South Africa through PEPFAR.

US officials linked the decision to disagreements with Pretoria over a range of domestic and foreign policy issues, including South Africa’s land reform programme, Black Economic Empowerment policies and what Washington described as insufficient protection for the white Afrikaner minority.

The South African government has rejected those claims, maintaining that its policies are designed to address inequalities inherited from apartheid and are consistent with constitutional principles.

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The funding dispute has raised concerns among public health experts because South Africa remains the epicentre of the global HIV epidemic. The country has more people living with HIV than any other nation and has relied on PEPFAR support for more than two decades to strengthen prevention programmes and health systems.

Although South African authorities have stressed that the procurement of antiretroviral medicines is largely financed through domestic resources, experts warn that cuts to prevention programmes, testing services and healthcare personnel could weaken the country’s broader HIV response and place vulnerable populations at greater risk.

UNAIDS has repeatedly cautioned that disruptions to HIV services could reverse hard-won gains in reducing new infections and AIDS-related deaths, particularly in countries with large treatment and prevention programmes.

Jaiz Bank Plc paid N530.9 million in regulatory penalties in 2025, almost twelve times the N45 million it paid in 2024, according to its 2025 annual report, which detailed sanctions imposed by regulators during the year.

The bank was sanctioned by the Central Bank of Nigeria (CBN) and the Nigerian Exchange Group (NGX) for breaches ranging from anti-money laundering and customer due diligence requirements to filing infractions.

According to the annual report, the largest penalties were two separate fines of N131 million each for violations of the CBN’s Customer Due Diligence Regulations in 2025.

In 2025, the bank breached the CBN’s AML/CFT/CPF Regulations 2022, resulting in total penalties of N156 million.

The lender was also sanctioned for contraventions of the Customer Due Diligence Regulations 2023, resulting in penalties totalling N262 million, while breaches of the Targeted Financial Sanctions Guidelines 2022 led to a N75 million fine.

Additional penalties arose from violations of Sections 50 and 19 of the Banks and Other Financial Institutions Act (BOFIA) 2020, resulting in combined sanctions of N22 million.

The report further disclosed penalties of N15.9 million imposed by the NGX for late filing obligations.

2024 penalties

Meanwhile, in 2024, Jaiz Bank paid a total of N45 million in regulatory penalties for breaches of foreign exchange regulations, corporate governance requirements, electronic payment guidelines, and the provisions of BOFIA 2020.

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According to the bank’s annual report, the largest penalty, N20 million, was imposed for a contravention of Section 29(5) of BOFIA 2020. Another N10 million fine was paid for violating Section 25(4) of the same Act.

CBN also sanctioned the non-interest lender for breaches of its foreign exchange regulations. The bank paid N4 million for contravening Memorandum 8(1) of the CBN Foreign Exchange Manual and an additional N2 million for violating Memorandum 5, Section 3(a)(i) and (ii) of the manual.

Jaiz Bank further incurred a N5 million penalty for breaching Section 1.5(g) of the CBN Guideline on Operations of Electronic Payment Channels in Nigeria.

The bank also paid N2 million for failing to comply with a CBN circular on the Business Standards and Development Assurance (BSDA) Directive and another N2 million for contravening the CBN Guidelines on the Governance of Advisory Committees of Experts for Non-Interest Financial Institutions.