Business
WhatsApp introduces incognito chat feature to address Meta AI chat privacy concerns
Meta Platforms has added ‘Incognito Chat’ features to WhatsApp to address privacy concerns during users’ sensitive conversations with Meta AI on the app.
The company announced the update in a blog post on WhatsApp’s website on Wednesday, noting that even the Meta company can no longer read conversations between users and Meta AI after introducing the AI feature.
Chatting with AI has become a critical part of how people get information and ask important questions, even on social media platforms.
Many of these questions can be deeply sensitive or include private financial, personal, health, or work-related data.
Meta said it is extending its privacy features to chats with Meta AI, following the introduction of end-to-end encryption ten years ago, which ensures privacy in conversations between two users.
The incognito chat feature is different from end-to-end encryption; it ensures privacy between users and Meta AI.
“Today we’re launching Incognito Chat with Meta AI, a new way to have completely private conversations with AI,” the tech giant said, noting that the privacy feature allows WhatsApp users to talk to Meta AI in a way that is invisible to anyone else.
It explained that the newly launched Incognito feature allows chats to disappear after conversations, enabling users to explore and think through their ideas privately.
The conversation will end if users close the app or lock their phone, and Meta AI will lose the context of the discussion.
Meta joins ChatGPT, Claude, Protons, and other tech companies that offer chatbots in incognito mode.
“Other apps have introduced incognito-style modes, but they can still see the questions coming in and the answers going out. Incognito Chat with Meta AI is truly private; no one can read your conversation, not even us.
“Since we started exploring bringing AI to WhatsApp, we’ve been focused on how to deliver this power privately, at a global scale. When you start an Incognito Chat with Meta AI, you’re creating a private, temporary conversation that only you can see.
“Your messages are processed in a secure environment that even Meta cannot access. Your conversations are not saved and, by default, your messages disappear, giving you a space to think and explore ideas without anyone watching,” the company stated.
WhatsApp users can activate an incognito session by tapping on a new icon in one-on-one chats with Meta AI. The company said the feature will also be available on other Meta-owned apps, including Instagram, Facebook, and Messenger, in the coming months.
READ ALSO: EXCLUSIVE: Inside Nigeria’s deal to write off $32.8 million fine against Meta
Side chat
The tech firm said it will also launch ‘Side Chat’ in the coming months, which will offer users private help with any chat as private ways of interacting become part of users’ daily routines.
“We believe this private way of chatting has the potential to become one of several ways people interact with AI on WhatsApp. In the coming months, we’ll also introduce Side Chat protected by Private Processing.
“Side Chat with Meta AI will give you private help with any chat, with the context of what’s being discussed, without disrupting the main conversation.
“We remain committed to delivering privacy for the world. Incognito Chat with Meta AI is rolling out on WhatsApp and the Meta AI app over the coming months,” the company said.
Elon Musk, the world’s richest person, has attained trillionaire status after SpaceX, the rocket, AI and satellite communications company established by him, turned a soaraway success on its first trading day, surging 20 per cent to $2.1 trillion in valuation.
SpaceX’s shares closed at $161 on the Nasdaq on Friday, compared to its initial public offering (IPO) price of $135, making it the biggest-ever stock market debut.
The IPO had earlier raised $75 billion from investors and the underwriters of the transaction before the listing.
“Liftoff! First $SPCX trade complete,” Space X wrote on X (formerly Twitter), which Mr Musk also owns.
The 54-year old now has a total net worth of $1.1 trillion, according to the Bloomberg Billionaires Index, with its stake in SpaceX standing at 42 per cent or $767.1 billion as of Friday.
SpaceX debuted with a valuation of around $1.8 trillion. Its valuation at the end of Friday’s trade makes it the sixth-largest publicly traded company in the United States.
Trading under the ticker symbol “SPCX,” SpaceX began trading shortly before noon, attracting strong investor demand.
The listing places SpaceX among the world’s most valuable companies, despite the firm reporting a loss of nearly $5 billion last year and generating significantly less revenue than many technology giants with comparable valuations.
“I gave SpaceX a 10 per cent chance of succeeding at all,” Mr Musk said shortly before the company was listed.
SpaceX, since its establishment in 2002, has evolved from an experimental rocket startup into a dominant player in aerospace, satellite communications, and AI-related infrastructure.
READ ALSO: Elon Musk announces formation of American Party
Starlink, its satellite internet business, has expanded SpaceX beyond rocket manufacturing into a broader technology and connectivity platform.
Mr Musk, who now controls several companies, including Tesla, SpaceX, xAI, and X, began building his wealth by co-founding Zip2 and PayPal.
After completing the acquisition of X in October 2022 in a deal worth $44 billion, Mr Musk introduced monetisation features on the platform, which contributed to the growth of his business empire.
After selling Zip2 and later PayPal, he reinvested much of his earnings into Tesla, SpaceX, and other ventures.
Mr Musk’s wealth is now nearly equivalent to the entire economic output of Switzerland or Poland.
BY NKECHI NAECHE-ESEZOBOR—The National Pension Commission (PenCom) has received a four-member delegation from Kenya’s Retirement Benefits Authority (RBA) for a four-day technical study visit in Abuja, solidifying Nigeria’s position as a leading reference point for pension reform and regulatory innovation across the African continent.
The Kenyan delegation, led by John Keah, Director of Market Conduct and Industry Development at the RBA, is visiting Nigeria from June 8 to 11, 2026, to understudy PenCom’s regulatory and supervisory frameworks.
Keah noted that the engagement highlights the critical role of cross-border learning among African regulators aiming to optimize retirement systems and improve pension outcomes for citizens. He added that structural similarities between the two nations’ pension landscapes make Nigeria’s journey highly relevant to Kenya’s ongoing domestic reforms.
The RBA delegation is focusing its study on PenCom’s Environmental, Social, and Governance (ESG) initiatives, its risk-based supervision framework, and its strategies for expanding pension coverage to both the informal sector and the diaspora.
Keah particularly lauded the governance safeguards within Nigeria’s pension system and described the Diaspora Pension Arrangement as an innovative milestone capable of reducing old-age poverty and enhancing long-term retirement security.
Welcoming the delegation, the Director General of PenCom, Ms. Omolola Oloworaran, reiterated Nigeria’s dedication to regional collaboration and knowledge exchange. Represented by the Director of the Surveillance Department, Abdulrahaman Muhammad Saleem, the Director General revealed that pension assets under management in Nigeria have grown to over ₦32 trillion, representing approximately 10.4 percent of the nation’s Gross Domestic Product (GDP).
This growth, she noted, stems from continuous regulatory reforms, heightened governance standards, and rigorous supervisory mechanisms established since the inception of the Contributory Pension Scheme (CPS) in 2004.
Ms. Oloworaran also highlighted the Federal Government’s recent settlement of outstanding accrued pension rights liabilities as a historic turning point for the CPS.
The intervention, executed through the issuance of a Federal Government bond, effectively resolved a prolonged funding backlog that had previously delayed retirement benefits for public sector employees within Treasury-Funded Ministries, Departments, and Agencies (MDAs).
Under the new framework, accrued rights are transferred directly into retirees’ Retirement Savings Accounts (RSAs), granting immediate access to investment returns and eliminating lengthy waiting periods.
The technical visit, anchored on the theme “Risk-Based Supervision and ESG Integration in Pension Funds,” includes interactive departmental presentations, study tours to selected Pension Fund Administrators (PFAs), and collaborative sessions on emerging risks.
Both regulatory bodies expect the engagement to deepen bilateral cooperation and foster resilient, inclusive, and sustainable pension architectures across East and West Africa.
The post Nigeria’s Pension Assets Top ₦32tn as Kenyan Regulator Understudies Reforms appeared first on Business Today NG.
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