The Institute of Mortgage Brokers and Lenders of Nigeria (Chartered) (IMBLN) has held its maiden Practitioners Seminar in Jos, Plateau State, setting the stage for new standards and reforms in Nigeria’s real estate and mortgage industry.
The seminar, hosted at Plateau Club 1921, was organized in partnership with Oakland Business School, Jos—IMBLN’s professional training centre—and the International Institute of Professional Corporate Entrepreneurship & Leadership (IIPCEL). With the theme “Challenges and Prospects in the Real Estate and Mortgage Industry in Nigeria – A Case Study of Plateau State,” the forum brought together industry experts, licensed practitioners, and policymakers.
Delivering a welcome address on behalf of the IMBLN Registrar-General, Dr. Jasper Adeleye, Mr. Godwin E. Urhie, Executive Chairman/CEO of Oakland Business School, described the seminar as a milestone in professionalizing the industry.
“The housing deficit in Nigeria, estimated at 28 million units and still growing, cannot be solved without innovative approaches. IMBLN is ready to work with government agencies to ensure transparency, eliminate quackery, and promote professionalism in the industry,” Urhie said.
He further noted that the institute’s licensing and training framework will help curb fraud, money laundering, and terrorism financing, while creating a credible environment for housing finance.
Key Presentations
Sunday Bulus Ndaka, in a paper titled “Land and Property Registration as a Catalyst for Mortgage Financing in Jos-Bukuru Metropolis,” identified difficulties in accessing land documentation and the burden of high equity contributions as barriers to affordable housing.
“Many Nigerians hold Certificates of Occupancy but still cannot access mortgage facilities due to stringent requirements such as high equity contributions. This continues to worsen the housing deficit and push rents higher,” Ndaka explained.
Ishaya Adams Dung, in his presentation on “Mortgage Challenges and Prospects: A Case Study of Plateau State,” explained that mortgage opportunities are not exclusive to civil servants but available to all qualified Nigerians. He, however, highlighted low awareness, bureaucratic delays, and slow legal processes as key factors discouraging potential homeowners.
Stakeholder Participation
The seminar was attended by representatives of the Plateau State Government, including a delegate for Arc. Sylvanus Dongtoe, Commissioner for Housing and Urban Development, and Saje Joseph Adeh, who represented the Commissioner for Education, Dr. (Mrs.) Kachollom Pyam Gang.
The event concluded with the presentation of training certificates to licensed practitioners. IMBLN also announced that the second batch of practitioners will begin lectures in September 2025, to be followed by a formal induction ceremony and the award of practice licences and seals.
Moving Forward
IMBLN reaffirmed its commitment to raising a new generation of ethical mortgage professionals and supporting Nigeria’s quest for affordable housing. The institute emphasized that its core values—professionalism, integrity, customer focus, transparency, and accountability—will remain central to its operations as it expands across the country.
The 2027 governorship candidate of the Peoples Democratic Party, PDP in Ebonyi, Chief Ifeanyi-Chukwuma Odii, has dismissed allegations by the member representing Ikwo/Ezza South Federal Constituency, Mr Chinedu Ogah, that he has been sponsoring cyberbullying campaigns against Ebonyi government.
Odii, also known as “AnyiChuks” in a statement to journalists in Abakaliki on Tuesday, described the allegation as baseless and an attempt to criminalise legitimate criticism and divert attention from issues of governance in the state.
He maintained that demanding accountability from elected public officials was a constitutional right of citizens and should not be misconstrued as cyberbullying or cyberstalking.
“Since when did asking questions become cyberbullying? Since when did demanding a scorecard become cyberstalking?” Odii asked.
He noted that Ebonyi people deserved to know how public resources allocated to the state had been utilised, insisting that citizens had the right to demand transparency and good governance.
According to him, criticism of government policies and performance is an essential feature of democracy and should not be interpreted as an attack on any individual.
The PDP governorship candidate also denied allegations that he was influencing officials of the Independent National Electoral Commission, INEC, to register underage voters, describing the accusation as reckless, defamatory and without evidence.
He urged the lawmaker to forward any evidence in his possession to the appropriate security agencies instead of making what he described as unsubstantiated allegations in the media.
The PDP candidate pledged to continue criticising the government in areas requiring improvement and commend it where it performs well.
Odii added that he would continue to advocate transparency, accountability and inclusive development, stressing that responsible opposition was vital to democratic governance.
Odii said he would not be intimidated into silence, adding that the people of the state would ultimately determine the outcome of the 2027 governorship election.
The News Agency of Nigeria (NAN) reports that Ogah, at a press conference recently accused Odii of sponsoring cyberbullying and propaganda against the Ebonyi government led by Governor Nwifuru
The Yobe State Government has approved the enrolment of state and local government retirees into the Social Equity Programme of its health insurance scheme.
The Executive Secretary of the Yobe State Contributory Healthcare Management Agency (YSCHMA), Babagana Tijjani, disclosed this in a statement on Tuesday in Damaturu.
Mr Tijjani said the approval was granted by Governor Mai Mala Buni following a recommendation from the agency.
He said the initiative aims to reduce out-of-pocket healthcare spending among pensioners and improve access to comprehensive, quality healthcare services at YSCHMA-accredited health facilities.
According to him, the approval underscores the state government’s commitment to improving the welfare of retirees by ensuring they continue to access quality healthcare after retirement.
“This approval is another demonstration of the governor’s commitment to protecting the health and well-being of residents of the state,” he said.
“By bringing retirees under the social equity programme, the government is ensuring that senior citizens can access quality healthcare without suffering financial hardship.”
The executive secretary further said that the inclusion of retirees in the scheme aligned with the administration’s healthcare reform agenda and the state’s drive towards achieving Universal Health Coverage (UHC) by 2030.
He also described the development as a significant step in expanding access to healthcare and strengthening social protection.
Mr Tijjani commended the governor for approving the initiative and reaffirmed the agency’s commitment to its effective implementation.
He said the YSCHMA would work closely with pension unions, relevant government institutions and healthcare providers to ensure a transparent enrolment process and seamless access to healthcare services for eligible beneficiaries.
The News Agency of Nigeria (NAN) reports that the YSCHMA was established under Yobe State Law No. 7 of 2019 to implement the state’s contributory healthcare scheme and promote equitable, affordable and qualitative healthcare services for residents.