Residents of Rantya and the State Low-Cost community are raising serious concerns over the rising cost of living in the area, with transportation emerging as one of the biggest challenges. Many locals say the situation has become unbearable, especially for those who rely daily on commercial tricycles (popularly known as Keke) for short-distance movement.

A typical example of the problem is the cost of short trips within the community. Passengers are reportedly charged as much as ₦200 for distances many consider easily walkable, with drivers offering little room for negotiation. “It’s a ‘pay or leave it’ situation,” one resident lamented, noting that fares in Rantya are significantly higher than in other parts of Jos.

For longer routes, the disparity becomes even more striking. A trip from Rantya to Miango Junction—barely 3.6 kilometers—costs ₦400 during the day and rises to ₦500 at night. In contrast, commuters say they pay just ₦200 for a much longer distance, from Old Airport Junction to Maiadiko in Rayfield, estimated at about 11 kilometers. This sharp difference has left many questioning what exactly is driving the inflated prices in Rantya.

Following a surge in complaints, PlateauReports conducted an investigation into the matter, speaking with both residents and Keke operators. While drivers acknowledged that fares in the area are unusually high, they insisted the situation is beyond their control.

“It is true our prices here are higher than in other places, but it is not our fault,” said Gyang, a Keke driver operating in the area.

Several other drivers echoed this sentiment, pointing fingers at the activities of police officers and other security agencies along Rantya Road as the major cause of the price hike. According to them, frequent stops, checks, and penalties imposed by law enforcement officers have significantly increased their operating costs.

One driver, Salisu, explained that Keke operators are constantly under pressure. “The police are always on our case, looking for one fault or another. No matter how small the offence, you will pay heavily for it,” he said. He added that unlike in other parts of the state, drivers on Rantya Road must ensure all their documents are perfectly in order at all times or risk being penalized.

Another operator revealed that enforcement goes beyond documentation. “Your Keke can be impounded for the type of passengers or goods you carry. Sometimes, it is even seized without a clear reason, and you must pay a lot of money to get it back,” he claimed.

Drivers say these repeated encounters with law enforcement have forced them to increase fares as a way of covering the extra costs they incur daily. “What can we do?” one driver asked. “The price we charge is mainly to help us survive the expenses caused by the police.”

The situation has continued to generate frustration among residents, many of whom are calling on the relevant authorities to intervene. They argue that while law enforcement is necessary for maintaining order, excessive or unfair practices should not translate into hardship for ordinary citizens.

As complaints grow louder, stakeholders are urging a balanced approach—one that ensures security without placing an undue financial burden on transport operators and commuters alike. Until then, residents of Rantya may continue to bear the brunt of what appears to be a systemic issue affecting both mobility and livelihoods in the area.

The Central Bank of Nigeria (CBN) has introduced a strict new measure aimed at tackling rising loan defaults in the country’s financial system, announcing that individuals and businesses who fail to repay loans may be barred from accessing banking services and new credit facilities.

Under the new directive, chronic loan defaulters could face restrictions across the banking sector, including limited access to financial services and the inability to obtain additional loans from banks and other financial institutions.

The move is part of efforts by the apex bank to strengthen credit discipline, protect the stability of the banking system, and ensure that borrowers meet their financial obligations.

According to the CBN, the policy will involve closer collaboration with financial institutions and credit reporting agencies to track loan repayment records and identify defaulters. Borrowers who fail to meet repayment terms may be flagged within the banking system, making it difficult for them to access new credit facilities.

Financial experts say the decision could significantly change borrowing behaviour across Nigeria, as customers will now be more cautious about taking loans they cannot repay.

The measure is also expected to encourage banks to improve risk management practices and strengthen the country’s credit reporting system.

However, some analysts warn that the policy could have mixed effects, especially for small businesses and individuals already struggling with economic challenges.

They argue that while the move may reduce reckless borrowing, it may also limit access to credit for people who genuinely need financial support but face temporary repayment difficulties.

Despite these concerns, the CBN maintains that the policy is necessary to promote accountability in the financial sector and ensure the long-term stability of Nigeria’s banking system.

Industry observers believe the directive signals a tougher stance by the apex bank on loan recovery and could mark a new phase in Nigeria’s financial regulation.