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COP17: Africa must connect science to action to tackle land degradation — Expert

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In this interview with PREMIUM TIMES on the sidelines of COP17 in Ulaanbaatar, Mongolia, Oluseyi Ifatimehin, a Professor of Geography (Environmental Resource Planning) at Kogi State University, Nigeria, and Science and Technology Correspondent to the United Nations Convention to Combat Desertification (UNCCD), outlines the scientific and institutional gaps confronting Nigeria and other African countries and proposes stronger land and drought observatories, artificial intelligence, satellite technology, indigenous knowledge and improved science-policy mechanisms to tackle the challenges.

Excerpt:

PT: What are the biggest scientific gaps preventing Nigeria and other African countries from effectively addressing land degradation and drought?

Ifatimehin: From my perspective, Africa does not primarily suffer from a lack of scientific knowledge. The bigger problems are gaps in data continuity, local-scale evidence, technology deployment and the capacity to translate evidence into decisions. For Nigeria, one major gap is the lack of sufficiently dense, continuous and interoperable datasets on soil health, land degradation, groundwater, vegetation, drought indicators and land-use change. Satellite data are increasingly available, but they need to be combined with reliable ground observations to produce information that is useful at the farm, watershed and community scales.

A second gap is predictive capacity. We need to move from asking, “Where has degradation or drought occurred?” to ask, “Where is it likely to occur next, when will it happen, how severe will it be, and what should farmers and governments do now?”

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A third gap is the shortage of sustained investment in African scientific institutions, laboratories, field-monitoring networks, data infrastructure and technical personnel. Nigeria’s priority should therefore be to establish stronger national and regional land and drought observatories, integrate satellite and ground data, strengthen universities and research institutions, and develop indicators that measure outcomes. These could include hectares of degraded land restored, changes in soil organic carbon, vegetation recovery, water availability and the number of farmers receiving actionable early warnings.

PT: Why is there a disconnect between research institutions and policymakers, and how can COP17 help close that gap?

Ifatimehin: The disconnect is partly because research and policymaking often operate on different timelines and communicate in different languages. Researchers may produce excellent scientific papers, but policymakers need concise answers to practical questions: What is the problem? What will it cost? What intervention works? Where should it be implemented? What result can we expect within three or five years? There is also insufficient institutional linkage between universities, government ministries, agencies and communities. Research funding is frequently project-based, while policy implementation requires long-term evidence and monitoring. COP17 can help by strengthening the UNCCD Science-Policy Interface (SPI) and encouraging countries to establish stronger national science-policy mechanisms. Universities should not be viewed simply as institutions that produce publications; they should become knowledge partners in national land-restoration programmes.

In line with this, proposals from two Nigerian universities — the Federal University Lokoja (FUL) and Confluence University of Science and Technology (CUSTECH), Osara — were presented at the COP17 side events.

FUL presented two proposals: ECO-HUB for Land Restoration Technical Education, focused on ecopreneurship, restored land, resilient food systems and shared prosperity; and Building a University-led Knowledge Curriculum and Research Platforms for Sustainable Rangeland Resource Governance, Livestock Reform and Peace-building for Nigeria’s Sub-humid and Humid Ecological Zones.

CUSTECH presented Measuring Nature, Building Skills and Restoring Land: Bio-resource Quantification, Ecosystem Evaluation and Land Degradation Neutrality Capacity in Kogi State, Nigeria.

For Nigeria, I would like to see a measurable mechanism whereby scientific baselines, measurable targets, independent monitoring and periodic evidence reviews accompany major land-restoration policies and programmes. The ultimate test is simple: Can scientific evidence change a government decision, improve an investment or change what happens on the farm? If the answer is yes, then we are closing the science-policy gap.

PT: What technologies could Nigeria realistically deploy to predict drought and prevent its worst impacts?

Ifatimehin: Nigeria does not need to wait for futuristic technology. Much of the technology required already exists; the challenge is integrating it and deploying it at scale.

First is satellite Earth observation. Satellite systems can monitor vegetation stress, soil moisture, rainfall anomalies, surface water and land-use change across Nigeria. This allows the government to identify emerging drought conditions over large areas much faster than conventional field surveys.

Second is artificial intelligence and machine learning. AI can combine satellite observations with rainfall, temperature, soil, crop, hydrological and historical drought data to identify patterns and generate localised drought-risk forecasts. Third is multi-hazard early-warning systems. Nigeria should connect meteorological and hydrological forecasts with agricultural advisory services so that a warning becomes an actionable message — for example, when to plant, which crop or variety is more appropriate, when to conserve water, or where livestock movement and water resources may become constrained.

Fourth is climate modelling and seasonal forecasting, which can support planning several months ahead. But technology alone is insufficient. Nigeria needs an end-to-end drought information system linking observation to forecasting, early warning, communication, early action and impact assessment. A measurable target could be to ensure that drought warnings reach vulnerable farming and pastoral communities before critical agricultural decisions are made, rather than after losses have already occurred.

PT: How can modern science and Indigenous knowledge be combined at the community level?

Ifatimehin: The answer is not to choose between modern science and Indigenous knowledge. We need to put them into dialogue. Farmers and pastoralists possess generations of knowledge about rainfall patterns, soil characteristics, pasture availability, water sources, drought indicators, livestock behaviour and locally adapted crops. Modern science brings remote sensing, climate modelling, soil analysis, forecasting and new technologies.

The most effective approach is therefore co-production of knowledge. Scientists should work with communities to test Indigenous observations against meteorological, ecological and satellite data and determine what is reliable, where it works and under what conditions. For example, if pastoral communities have traditional indicators for anticipating pasture or water scarcity, these can be assessed alongside satellite vegetation indices, rainfall forecasts and groundwater information. Where both sources provide consistent signals, the resulting early-warning system is likely to have greater local credibility and uptake.

We should also ensure that communities are not merely treated as recipients of scientific information but as knowledge partners.

ALSO READ: COP17 advances $1.3bn for land restoration, puts rangelands at centre

A measurable approach would be to establish community demonstration sites where restoration interventions are jointly designed, tested and monitored, with indicators such as vegetation recovery, soil health, water availability, livestock productivity and household livelihoods.

PT: What should governments, universities and development partners do differently to move African innovations from laboratories into practical solutions?

Ifatimehin: Africa needs to change the way it measures research success. A scientific publication is important, but it should not be the final destination.

Governments should create innovation-to-implementation pathways in which promising technologies are identified, field-tested, independently evaluated and then incorporated into national programmes and procurement systems.

Universities should strengthen technology-transfer offices, innovation hubs, demonstration farms and partnerships with farmers, pastoralists, government and industry. Research funding should include resources for field validation, scaling and adoption, not only laboratory research.

Development partners should move beyond financing short-term pilot projects. Where a technology has demonstrated effectiveness, financing should support the transition from pilot to demonstration, scale-up and institutional adoption.

The private sector is also critical because governments and donors alone cannot finance the scale required.

For Nigeria, I would propose a Land Restoration Innovation Pipeline with clear stages: Research → Field testing → Independent validation → Community adoption → Investment readiness → Scale-up → Impact measurement. Success should be measured not simply by the number of papers or projects produced, but by outcomes such as hectares restored, farmers and pastoralists reached, increases in soil and water productivity, drought losses avoided, jobs created, technologies commercialised and sustained improvements in livelihoods.

My central message from COP17 is that Africa does not need to reinvent science; it needs to connect the science we already have to decisions, finance and action.

Nigeria has universities, research institutions, satellite technologies, climate scientists, Indigenous knowledge and a growing innovation ecosystem. The opportunity now is to connect these assets through stronger science-policy institutions, digital knowledge platforms, predictable financing and measurable implementation. “Restoring Land, Restoring Hope” must therefore mean moving from knowledge to action, and from isolated projects to nationally and locally scalable solutions.

PT: Thank you so much for your time, Prof.

Ifatimehin: Thank you for the opportunity. Bye.


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CIBN urges banks to increase lending to MSMEs, honours 755 professionals

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The President Chartered Institute of Bankers of Nigeria (CIBN), Dele Alabi, has urged Nigerian banks to increase lending to micro, small and medium-sized enterprises (MSMEs), in order to generate higher returns for banks after the industry recapitalisation.

Mr Alabi, who is also the CIBN’s Chairman of Council, stated this at the 2026 Fellowship Investiture of CIBN, held in Victoria Island, Lagos, on Saturday. The theme of the event was “Bank Recapitalisation: Leveraging New Bank Capital for Nigeria’s Industrial Transformation.”

Honoraries at the 2026 Fellowship Investiture of CIBN, in Victoria Island, Lagos, on Saturday.
Honoraries at the 2026 Fellowship Investiture of CIBN, in Victoria Island, Lagos, on Saturday.

He said the success of the banking sector recapitalisation exercise, which ended on 31 March, would depend on how effectively the new capital is deployed to support productive sectors of the economy.

Mr Alabi said banks needed to look beyond large corporations and expand financing to micro, small and medium-sized enterprises (MSMEs), which he described as critical to Nigeria’s economic growth and employment.

He said lending to MSMEs could be both secured and profitable if banks developed appropriate structures and infrastructure to manage the associated risks.

“Banks no longer have the luxury of focusing only on the top-tier sectors of the economy, on the Mobiles, on the Unilevers, on the Shells,” he said.

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The CIBN boss added that the institute was planning its first MSME forum for 1 December, to advance practical solutions for improving access to finance and supporting enterprise growth.

Mr Alabi cited estimates that MSMEs account for about 46 per cent of Nigeria’s gross domestic product, constitute 96 per cent of businesses and generate 86 per cent of employment.

He also said the institute was considering the establishment of MSME hubs across states, drawing on models implemented in countries including China, India and the United Kingdom.

755 CIBN honorees

The CIBN President said the institute honoured 755 banking professionals for their contributions to the banking industry and Nigeria’s economic development.

The honourees comprised 18 honorary fellows, 460 elected fellows and 277 honorary senior members.

Among the distinguished honorary fellows honored at three events Samuel Egube, Deputy Chief of Staff, Lagos State, Folorunsho Alakija, Vice Chairman of Famfa Oil Limited, Tokunbo Talabi, Secretary to the Ogun State Government; and Olubunmi Kuku, Managing Director/Chief Executive of the Federal Airports Authority of Nigeria.

Mr Alabi said their achievements, leadership and dedication had helped advance the banking profession and contributed to the country’s economic growth.

He also disclosed that the institute’s banking examinations were now conducted in 13 African countries: Sierra Leone, The Gambia, Liberia, Congo, Ghana, Botswana, Cameroon, Namibia, Zambia, Rwanda, Mali, Mozambique and Kenya.

He said Sierra Leone had the highest number of chartered bankers among the 13 countries, describing the institute’s growing international reach as evidence of its expanding relevance across Africa.

Affordable long-term financing

At the event, the Governor of Lagos State, Babajide Sanwo-Olu, said the banking sector’s recapitalisation should strengthen lenders’ capacity to withstand economic pressures and finance larger transactions.

The Governor of Lagos State, Babajide Sanwo-Olu at the 2026 Fellowship Investiture of CIBN, in Victoria Island, Lagos, on Saturday.
The Governor of Lagos State, Babajide Sanwo-Olu at the 2026 Fellowship Investiture of CIBN, in Victoria Island, Lagos, on Saturday.

He said the real measure of success would be the extent to which the additional capital supported productive businesses, industrial expansion and economic opportunities for Nigerians.

“One of the greatest challenges facing Nigerian businesses remains access to affordable, long-term financing. We’ve been hearing this for 20, 25 years. And so we need to do something about it,” he said.

Mr Sanwo-Olu said manufacturers needed financing to acquire machinery, expand production and compete internationally, while agricultural businesses required capital to develop storage, processing and distribution capacity.

He also highlighted opportunities in infrastructure and electricity, noting that Lagos State’s electricity law could attract investment into the power sector and support manufacturing, logistics and trade.

The governor said the Lagos State Employment Trust Fund had supported more than 40,000 small businesses through grants and single-digit loans.

According to him, the initiative had also helped create between 200,000 and 250,000 jobs across the state.

Mr Sanwo-Olu urged banks, government and the private sector to move beyond increasing the availability of capital and focus on ensuring that the funds generated meaningful economic activity.

“We must move from simply having more capital available to making this capital work for our economy,” he said.

Credits’ concerns

The Chief Executive Officer of the Nigerian Economic Summit Group (NESG), Tayo Aduloju, also raised concerns over a one-third decline in bank credit to manufacturers since December 2024, urging lenders to channel more of their capital into productive sectors of the Nigerian economy.

The Chief Executive Officer of the Nigerian Economic Summit Group (NESG), Tayo Aduloju at the 2026 Fellowship Investiture of CIBN, in Victoria Island, Lagos, on Saturday.
The Chief Executive Officer of the Nigerian Economic Summit Group (NESG), Tayo Aduloju at the 2026 Fellowship Investiture of CIBN, in Victoria Island, Lagos, on Saturday.

Mr Aduloju said credit to manufacturers had fallen from N8.5 trillion in December 2024 to N5.6 trillion, despite the successful completion of the banking sector recapitalisation exercise.

According to the NESG chief, the increase in banks’ capital had not translated into the scale of financing needed to support industrial growth, with lending still concentrated in sectors such as oil and gas, finance and insurance.

ALSO READ: CIBN urges banks to deploy fresh capital to MSMEs as Nigeria targets $1 trillion economy

He said the two sectors accounted for about 46 per cent of bank credit, while manufacturing received only 8.7 per cent.

“Trade has overtaken manufacturing. So, ladies and gentlemen, we are financing import and distribution of goods more readily than their production in Nigeria,” he said.

Mr Aduloju said the cost of borrowing, liquidity constraints, lending risks and the short duration of available financing were among the major obstacles preventing businesses from accessing credit.

He noted that lending rates ranged from 19 per cent for prime borrowers to 32.6 per cent for other borrowers, while treasury bills offered returns of about 15.5 per cent without credit risk.

He also expressed concern over the growth in government borrowing, saying credit to the government increased by 63 per cent in the year to September.

“When the sovereign borrows at this pace, it’s not a competition with business. It’s no competition. Government will win,” he said.

Mr Aduloju argued that banks would need to work with government and regulators to reduce the risks associated with lending to productive sectors, particularly manufacturing, agriculture and small businesses.

He said Nigeria needed better-prepared investment projects, reliable infrastructure, clear regulatory frameworks and stronger credit guarantees to attract long-term financing.

He also urged the government to clean up the national asset register, saying the absence of properly documented and investment-ready projects was preventing financial institutions from financing some opportunities.


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PenCom Introduces New Consent Rules for Retirees’ PenCare Enrolment

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BY NKECHI NAECHE-ESEZOBOR—The National Pension Commission (PenCom) has directed all licensed Pension Fund Administrators (PFAs) to obtain informed consent from eligible retirees seeking possible enrolment in its PenCare Initiative during the processing of their retirement benefits.

The directive, contained in a circular signed by A. M. Saleem, Director, Surveillance Department, to all licensed PFAs, requires pension operators to obtain retirees’ consent at the point they execute their Programmed Withdrawal Agreement. The commission noted that the directive takes immediate effect.

According to the Commission, the PenCare Initiative was established in collaboration with Licensed Pension Fund Operators (LPFOs) to improve access to quality healthcare services for eligible retirees under the Contributory Pension Scheme (CPS).

The initiative is designed to facilitate healthcare coverage for eligible retirees in line with the eligibility criteria approved by the Commission.

PenCom explained that the standardised consent process was approved to enhance the timely identification and enrolment of eligible retirees, eliminate delays associated with obtaining consent after retirement benefits have been processed, establish a uniform industry-wide procedure and improve the quality and completeness of enrolment records.

Under the new directive, every PFA is required to obtain the informed consent of eligible retirees who elect Programmed Withdrawal at the time they execute their retirement agreement.

The Commission specified that consent must be obtained using the standard PenCare Consent Form prescribed by PenCom. The form must be completed separately and must not form part of, or alter, the Programmed Withdrawal Agreement.

However, PenCom emphasised that the execution of the Programmed Withdrawal Agreement must not be made conditional upon a retiree agreeing to participate in the PenCare Initiative.

It further stated that a retiree’s decision to decline participation in the initiative must not affect the processing or payment of his or her retirement benefits.

To ensure that retirees make informed decisions, PenCom directed PFAs to explain the purpose of the PenCare Initiative before requesting consent and ensure that participation is voluntary, without coercion or undue influence.

The pension operators are also required to obtain retirees’ signatures on the prescribed consent forms and retain the signed documents as part of their retirement benefit records.

In addition, PFAs must maintain appropriate records of retirees who consent to participate in the initiative and those who decline. They are also required to submit information on consenting retirees to the Commission in the format and at the frequency prescribed by the regulator.

On data privacy, PenCom directed PFAs to ensure that personal information collected under the circular is processed solely for determining eligibility and facilitating enrolment into the PenCare Initiative.

The Commission further stated that such information must not be disclosed to third parties except where authorised by PenCom or required by law.

It also mandated pension operators to handle all personal information in accordance with the Nigeria Data Protection Act, 2023, the General Application and Implementation Directive (GAID), 2025, and other applicable laws and regulations issued by the Nigeria Data Protection Commission.

Regarding record keeping, PFAs are required to retain all executed PenCare Consent Forms as part of retirees’ retirement benefit documentation and make the records available to PenCom during routine or special supervisory examinations or upon request.

PenCom said it would monitor compliance with the circular through its routine supervisory and examination activities.

The Commission warned that failure to comply with the provisions of the circular may attract appropriate regulatory action in accordance with the Pension Reform Act 2014 and other applicable regulatory instruments.

PenCom also directed that all inquiries regarding the circular should be forwarded to the Head, Benefits and Insurance Department.

The post PenCom Introduces New Consent Rules for Retirees’ PenCare Enrolment appeared first on Business Today NG.

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