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DSS DG Reveals What Fuels Terrorism, Insurgency in Nigeria

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The Director-General of the Department of State Services (DSS), Oluwatosin Ajayi, has identified the factors helping terrorism and insurgency to thrive in Nigeria.

Ajayi said criminal groups have taken advantage of places where government presence is limited, turning such locations into safe havens for kidnapping, terrorism and other violent crimes.

The DSS boss made the remarks in a wide-ranging interview made available to POLITICS NIGERIA, as he marked two years in office and the 40th anniversary of the domestic intelligence agency.

Ajayi, who has spent 36 years in the Service, said Nigeria’s security challenges cannot be properly addressed by looking at them through ethnic or religious lenses.

He stressed that criminality should be treated as criminality, regardless of the identity of those involved.

“There should not be ethnic colouration to crime. We cannot criminalise a race or paint a whole ethnic group with one brush,” he said.

According to him, Nigeria has experienced different forms of criminality in various parts of the country over the years. He cited the kidnapping crisis in the South-East and South-South between 2003 and 2007, the activities of notorious armed robbers and the emergence of groups such as Maitatsine and Kalakato.

He said the nature of insecurity has changed over time, with criminal networks increasingly taking advantage of local grievances and difficult terrain.

Ajayi specifically linked some of the violence in Benue and Plateau states to longstanding disputes over access to land and resources between farming communities and Fulani neighbours.

He said the situation became more complicated after local criminal groups and terrorists affiliated with international organisations became involved.

“The problems in Benue and Plateau are age-long. It started as a dispute over access to land resources between native farmers, most of whom are Christians, and their Fulani neighbours, the majority of whom incidentally are Muslims,” Ajayi said.

“Over time, local criminal groups, including terrorists who pledged allegiance to international terrorist organisations, got involved, mainly to further their sinister agenda.”

The DSS chief also pointed to what he described as a loss of values and the decline of governance in remote areas as a major part of the problem.

He explained that communities that once had some form of government presence and local security structures are now left vulnerable.

“What has changed is the loss of our values,” he said.

Ajayi recalled that in earlier years, government structures extended into rural areas through institutions such as native authorities and forest guards.

He said the gradual disappearance of such structures created spaces where criminals could operate with less resistance.

“At that time, some form of governance was extended to those remote areas: native authorities, the Regional Forest Guard Law of 1956, then the State Controlled Land Use Act and Forests Act of 1978,” he said.

“However, today there is no presence of governance in those places, leaving them as ungoverned spaces for criminals to keep victims of kidnapping.”

The DSS boss said the revival of forest guards is therefore important because security agencies operating at the federal level may not always have the local knowledge needed to respond quickly to threats in difficult terrain.

He also mentioned the government’s push for state police and stronger community-based security arrangements as part of the broader response to Nigeria’s security challenges.

According to him, the country’s geographical realities make a single security approach inadequate.

He cited the Lake Chad area, the Sahel region and the creeks of the Niger Delta as examples of difficult environments that require security personnel to understand the local terrain.

Ajayi said intelligence remains critical, but intelligence alone cannot automatically prevent every attack.

He acknowledged that terrorist attacks and kidnappings still occur despite the work of security agencies.

“I want to anchor on the fact that we recognise that attacks are still happening, which tends to diminish our efforts,” he said.

“For instance, somebody whose child was kidnapped doesn’t care if you prevented 200 attacks. For that person, you haven’t achieved anything. Premised on that, I acknowledge we need to do more.”

He added that no intelligence agency anywhere in the world can completely eliminate crime.

The DSS director-general said the objective should instead be to reduce criminal activities to the barest minimum while improving the capacity of security agencies to respond to threats.

He also highlighted the importance of addressing the conditions that allow extremist groups and criminal organisations to recruit and operate.

According to Ajayi, one of the principles guiding his administration at the DSS is the reduction of grievances within society.

He explained that the Service considers people its most important intelligence asset because members of the public provide information that technology alone cannot replace.

“Human intelligence is more valuable than any technology because people can provide context, answer questions, and be engaged repeatedly in ways machines cannot,” he said.

“When people trust you, they are more willing to work with you.”

Ajayi said this thinking informed some of the reforms introduced under his leadership, including compensation for people affected by operational mistakes and efforts to improve relations between the DSS and communities.

He said the Service had paid more than N300 million in compensation in various cases involving people who were wrongfully arrested, detained or affected during operations.

One of the cases involved a Jos businessman who was mistakenly shot during an operation. Ajayi said a court had awarded him N10 million in 2016, but the compensation was not paid at the time.

After becoming DSS director-general, Ajayi said he ordered a review of cases involving operational mistakes.

He said the victim later received an additional N10 million and medical assistance after an assessment showed that his condition had worsened.

The DSS chief said the objective was not only to comply with court orders but also to help victims rebuild their lives.

He also disclosed that the agency had released and supported other people who were found to have been wrongly detained after investigations.

The approach, according to Ajayi, is connected to the agency’s wider effort to build public confidence and encourage Nigerians to provide intelligence.

He said people who feel abandoned or unfairly treated may be reluctant to share information with security agencies, even when such information could help prevent attacks.

ISWAP Terrorists
ISWAP Terrorists

The DSS chief therefore described the reduction of social grievances as an important part of counterterrorism.

He said this also explains the agency’s attention to vulnerable groups, including people raised in orphanages.

Ajayi said some people who grew up in orphanages had previously been recruited into the DSS and performed well.

He explained that the initiative was not based on viewing orphans as security threats but on ensuring that vulnerable Nigerians were not forgotten.

The DSS boss also defended the agency’s growing focus on legal processes and human rights.

He said his administration had directed officers not to use arrest as a response to civil disputes.

According to him, where disagreements arise, the DSS can approach the courts rather than resort to force.

He said the same principle applies to the media, insisting that journalists should not be treated as criminals simply because of reports that the Service considers inaccurate.

Ajayi said the DSS now prefers corrections, dialogue and legal action where necessary.

His comments come at a time when the Federal Government is pushing for stronger community-based responses to insecurity, including discussions around state police and forest guards.

The DSS chief said such measures could help address gaps created by difficult terrain and limited government presence in remote communities.

He maintained that the fight against terrorism requires more than military operations.

For Ajayi, effective security must combine intelligence, law enforcement, community cooperation, justice and efforts to reduce the grievances that criminals can exploit.

He also urged Nigerians to avoid ethnicising insecurity, saying criminals exist across different ethnic and religious groups.

“Politics has not ruined Nigeria. It is only bad politicians in pursuit of their ambitions who threaten the stability of Nigeria,” he said.

Ajayi further called for collective action against terrorism and urged Nigerians to support the “United Against Terror” campaign.

He said terrorists benefit when their activities receive widespread publicity and suggested that greater unity among citizens would make it harder for political actors or criminal groups to exploit insecurity for their own interests.

The DSS director-general acknowledged that much remains to be done despite the agency’s intelligence operations and recent reforms.

He said the continued occurrence of attacks means security agencies must keep improving their methods.

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Momentum Builds for Historic Grassroots Sports Summit as SSA Adeboye Hosts Successful Abuja Press Conference

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The countdown to the National Grassroots Sports Development Summit 2026 gathered fresh momentum on Thursday as the Senior Special Assistant to the President on Grassroots Sports Development, Hon. Adeyinka Anthony Adeboye, hosted a well-attended and successful press conference at the VIP Lounge, National Stadium, Abuja.

The event attracted sports administrators, government officials, representatives of key institutions, journalists and other stakeholders, demonstrating growing interest in the forthcoming national summit.

Read Also: “President Tinubu Is Restoring Confidence in Nigerian Sports” — SSA Adeboye Hails Fulfilment of Super Falcons’ Reward Promise

Among the distinguished personalities present were Comrade Philip Shaibu, Director-General, National Institute for Sports (NIS); Mr. Kumbi Titiloye, Chairman, Kwara United Football Club; and Ms. Seun Ojo, Head, Public Affairs & Public Policy, Nigerian Economic Summit Group (NESG).

Also in attendance were Barr. Musa Ahmadu, Dr. Ademola Are, Chairman, Accommodation and Logistics Sub-Committee; and Dr. (Mrs.) Kehinde Ajayi, Chairperson, Media Sub-Committee, alongside other members of the organising committee and summit sub-committees.

Addressing the gathering, Adeboye emphasised that the summit represents a major opportunity to redefine Nigeria’s approach to grassroots sports development through sustainable structures for talent discovery, participation and advancement.

He stressed that Nigeria possesses enormous sporting talent, but that many promising youngsters remain undiscovered because of inadequate facilities, limited opportunities and the absence of structured development pathways.

“Somewhere in Nigeria today, a future world champion is waiting to be discovered. Our responsibility is to ensure that such a child is not denied the opportunity to succeed simply because of where they were born or their family’s financial circumstances,” he declared.

The Presidential aide commended President Bola Ahmed Tinubu’s commitment to repositioning Nigerian sports, stressing that the recognition of sporting excellence must be complemented by deliberate investment in young talents across Nigeria’s 774 local government areas.

He explained that the summit would bring together government institutions, sports federations, private investors, development partners and other stakeholders to develop an actionable national roadmap.

The participation of Ms. Seun Ojo, representing the Nigerian Economic Summit Group, further underscored the important role of NESG as the summit’s technical partner in shaping discussions around policy, investment and sustainable sports development.

The press conference also featured contributions from members of the Main Organising Committee and an interactive session with journalists on the summit’s objectives and expected outcomes.

Scheduled for November 18–19, 2026, at the Banquet Hall, State House, Presidential Villa, Abuja, the summit, themed “Creating a New Pathway for Sustainable Grassroots Sports Development,” will focus on five strategic pillars: Participation, Talent Development, Infrastructure, Sports Economy and International Pathways.

Adeboye thanked the dignitaries, stakeholders and media representatives for their support, reaffirming his determination to ensure that the summit delivers practical outcomes capable of transforming grassroots sports development in Nigeria.

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FG Backs Risk-Based Capital, Urges Insurance Directors to Move Beyond Passive Compliance

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BY NKECHI NAECHE-ESEZOBOR—The Federal Government has thrown its weight behind risk-based capital in the insurance industry and urged insurance company boards to move from passive regulatory compliance to active oversight.

The government made its position known through the Minister of Finance and Coordinating Minister of the Economy, Mr. Taiwo Oyedele, at the 2026 Insurance Directors’ Conference, themed “Recapitalisation to Resilience: Leading the Risk-Based Capital Era.” The conference was organised by the College of Insurance and Financial Management (CIFM).

The minister, who was represented by Dr. Greg Ugochukwu Ezeilo, Special Adviser on Fiscal Risk Management and Sustainability, said a resilient insurance industry is indispensable to the country’s economic transformation.

He described insurance as more than a mechanism for compensating losses, calling it an instrument for mobilising long-term capital, enabling productive investment and protecting livelihoods. He said the economy needs an insurance sector able to underwrite emerging risks, support infrastructure financing and strengthen agricultural productivity.

On the transition to risk-based capital, he said insurers must align their capital with the nature, scale and complexity of the risks they take on. He also called for a more forward-looking approach to governance, investment decisions, underwriting practices and enterprise risk management.

“Capital without governance is vulnerable,” he said. He added that governance without accountability is ineffective, and that insurance without public confidence cannot fulfil its economic value.

According to him, the transition places heightened responsibility on insurance company boards. He said directors must move beyond passive regulatory compliance to active oversight and ensure that risk appetite, capital allocation, corporate strategy and institutional capacity are consistently aligned.

He set out five priorities for the industry. The first is strong governance, with visible leadership at the top, independent oversight and transparency, noting that public confidence remains the industry’s most valuable capital. The second is wider access, with affordable, accessible and relevant products for households, small businesses, farmers and underserved communities, so that insurance becomes an everyday instrument of economic security rather than a privilege of a limited market segment.

The third is directing the industry’s long-term funds, under prudent investment frameworks, towards productive investment, infrastructure financing and sustainable economic growth. The fourth is technology and innovation, including big data analytics, machine learning, artificial intelligence and innovative underwriting models, supported by robust cyber security, consumer protection and operational safeguards. The fifth is building capacity to handle emerging risks such as climate-related disruptions, cyber threats, changing demographics and increasingly interconnected financial markets.

He said the Federal Government remains committed to a stable, competitive and inclusive financial ecosystem in which insurance contributes meaningfully to national economic development. He recognised the National Insurance Commission’s role in strengthening regulatory standards, protecting policyholders and guiding the industry through the transition.

He said sustainable reform requires collaboration among regulators, operators, investors and government, and urged stakeholders to see the transition not simply as a regulatory exercise but as an opportunity for strategic transformation.

The ultimate measure of success, he said, is how effectively the industry helps Nigerians absorb shocks, builds confidence and finds progress.

The post FG Backs Risk-Based Capital, Urges Insurance Directors to Move Beyond Passive Compliance appeared first on Business Today NG.

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